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1. GENERAL
1.1 This disclaimer (hereinafter referred to as; the “Disclaimer”) applies to anyone who visits, views, listens to, and/or uses:
(a)the websites with domain name TheLivingPlanner.com or Courses@TheLivingPlanner.com (hereinafter referred to as; the "Website")
which is owned by Lynn Lambrecht (hereinafter referred to as; the "Owner”); or
(b) the audio recordings, text and other content placed on TheLivingPlanner.com or Courses@TheLivingPlanner.com
from various podcasts where Lynn Lambrecht is a guest; or
(c) the video recordings, text and other content placed on TheLivingPlanner.com or Courses@TheLivingPlanner.com
the Owner’s YouTube channel named The Living Planner with the following address: https://www.youtube.com/c/Thelivingplanner
(d)the images, video recordings, text, and other content placed on Facebook, Instagram, Twitter, LinkedIn with the following
social media handle: @thelivingplanner
(e)the text, images, and other content included in the emails of the Owner; or
(f)any other content created by the Owner and placed on any other social media channels or digital platforms,
hereinafter collectively referred to as; the “Platforms”.
1.2 The terms "You" and "Your" refer to anyone who visits, views, listens to and/or uses any of the Platforms.
1.3 The Owner reserves the right to amend and modify this Disclaimer at any time without notice. By visiting, viewing, listening to and/or using any of the Platforms, You agree and accept to be bound by this Disclaimer along with the privacy & cookie policy applicable to the Platforms, which You can find here.
2. WEBSITE TERMS By visiting, viewing and/or using the Website, You agree and accept to be (legally) bound by this Disclaimer along with the terms and conditions applicable to the Website, which You can find Here.
3. ERRORS, INACCURACIES, OMISSIONS AND QUALITY
3.1 The information available on the Platforms is provided on an “as is” basis. The Owner does not verify the accuracy, quality, or completeness of the information contained in the Platforms. The information contained in the Platforms may not be or remain current. The Owner makes no guarantees as to the accuracy, quality, or completeness of the information.
3.2 The Owner is not responsible or liable for any inaccuracies, errors, omissions, lack of quality or incompleteness in the information contained in the Platforms
.
3.3 No Guarantee for Platform Functionality: The Owner makes no representations, warranties, or guarantees regarding the functionality, operation, or quality of the Platforms.
3.4 Disclaimer of Liability for Content: The Owner disclaims all responsibility and liability for any errors, inaccuracies, omissions, lack of quality, or incompleteness in the Content. The Owner disclaims all responsibility and liability for any damages, losses, or liabilities arising from the use of or reliance on any Content provided on or through the Platforms.
3.5 Content Subject to Change: The Content is subject to change without notice. The Owner does not undertake any obligation to update, amend, or clarify the Content to reflect new information, developments, or technical improvements.
4.NO PROFESSIONAL ADVICE
4.1 General Information Only: The Content is general information and is not, and should not be, construed as, any kind of professional advice in any capacity (including legal, financial, medical, psychological, or otherwise).
4.2 Use of Content & Non-Reliance: The Owner disclaims all responsibility and liability for Your reliance on (any part of) the Content and any actions you take, or fail to take, based on the Content. You use any part of the Content at Your sole risk and discretion. The Owner does not represent, warrant, or guarantee that the Content will meet Your expectations or objectives.
4.3 No Substitute for Professional Advice: None of the Content should be considered or used as a substitute for seeking personalized advice or consultation from qualified professionals. You are advised to consult with the appropriate licensed or certified professionals in their respective fields before taking action based on any Content. You are solely responsible for verifying the information as being appropriate for Your personal use.
5. NO PROFESSIONAL-CLIENT RELATIONSHIP
Visiting, viewing, listening to and/or using any of the Platforms and their content by You does not establish any kind of professional-client relationship with the Owner. Downloading or purchasing any products or services on or via the Platforms by You does not establish any kind of professional-client relationship. A professional-client relationship between You and the Owner is only formed after You and the Owner have entered into a written agreement for specific professional services or products
5.1 No Professional Relationship: Although the Owner is an Advisor, the Owner is not your advisor.. Visiting, viewing, listening to and/or using any of the Platforms and the Content by You does not establish any kind of professional-client relationship with the Owner. Downloading or purchasing any products or services on or via the Platforms by You does not establish any kind of Advisor-client relationship or any other kind of professional-client relationship. An Advisory- client relationship or any other kind of professional-client relationship between You and the Owner is only formed after You and the Owner have entered into a written agreement for specific professional services or products.
5.2 No Confidentiality: You understand and acknowledge that any information You provide on or through any of the Platforms is not privileged or confidential unless explicitly stated in a separate written agreement. You understand and agree that any information you provide will not be subject to any form of professional-client privilege unless a formal, written agreement is executed.
6.FINANCIAL, TAX & LEGAL INFORMATION
6.1 No Financial, Tax, or Legal Advice: The use of the Content does not constitute and cannot be used as a substitute for professional financial, tax, or legal advice, support, or services.
6.2 No Guarantee on Financial Success: The Owner does not guarantee and specifically disclaims any responsibility and liability relative to business earnings, success potential, or any measurable financial outcomes.
6.3 Compliance Responsibility: You are solely responsible for legal compliance, and the Owner disclaims any liability for any penalties, fines, or other damages that You may incur due to breach of any applicable laws, regulations or other legal requirements.]
7. THIRD-PARTY INFORMATION & RESOURCES
7.1 The Platforms and/or Content may contain Content that is provided by or derived from third parties and/or links or references to third-party websites, resources, products, or services originating from third parties (hereinafter referred to as; the “Third-Party Content & Resources”). The Owner does not own or control the Third-Party Content & Resources.
7.2 You agree that the Owner is not responsible or liable for the correctness, accuracy, or completeness of any content or information included in the Third-Party Content & Resources.
7.3 You assume any and all risks for visiting and/or using the Third-Party Content & Resources, and any and all transactions between You and these third parties are exclusively between You and the relevant third party. The Owner disclaims all responsibility and liability for any damages resulting from or relating to Your use of any Third-Party Content & Resources.
8. AFFILIATE & THIRD-PARTY LINKS
8.1 The Owner may partner with other businesses and/or become part of one or more affiliate marketing program(s) whose products and/or services may be advertised or promoted on the Platforms in exchange for commissions, affiliate fees, referral fees, and/or financial rewards when You purchase those products and/or services through the affiliate links.
8.2 The Owner may also recommend or promote other products, services, persons and/or businesses, but such reference is not intended to be an endorsement and/or statement that such information provided is accurate. The Owner recommends such products, services, persons and/or businesses based on its personal experiences. However, it is at all times Your responsibility to conduct Your own research and due diligence to ensure You have complete and accurate information about such products, services, persons and/or businesses.
8.3 These affiliate and/or third-party relationships in no way compromise the integrity of the information, content, products, services, and materials being presented to You on the Platforms. You are not obligated to click on these affiliate links and/or third-party links to purchase those products or services being offered. These affiliate and/or third-party programs are selected based on personal experiences and assist in the growth of the Owner, so the Owner can continue to provide valuable and substantive information on the Platforms.
6.4 Although the Owner may provide affiliate and/or third-party links on the Platforms for Your convenience, the Owner has no control over these third-party websites. Those affiliates and third parties are solely responsible for their own information and content presented. Therefore, the Owner and/or anyone else working with or for the Owner cannot be held responsible and/or liable for any content presented on these third-party websites and for any damages, losses or other costs resulting from them.
6.5 This Disclaimer applies to all affiliate and third-party links the Owner shares on its Platforms, including, but not limited to, any (digital or physical) products, services, and courses on the Website.]
7.VIEWS, OPINIONS AND CONTROVERSIAL TOPICS
7.1 The views and opinions expressed on the Platforms by no means represent absolute facts. The opinions and views expressed on the Platforms can change at any time.
7.2 The views and opinions expressed on the Platforms are solely the views of the individuals who have expressed those views and opinions. The views and opinions expressed by third parties on the Platforms do not represent or reflect the views, opinions, ideas, policy or position of the Owner. The Owner does not take responsibility for any views, opinions, or ideas expressed on the Platforms. Unless specifically stated otherwise, the Owner does not endorse, approve, recommend, or certify any views, opinions, ideas, information, products, services, processes of any third parties or the third parties themselves presented or mentioned on the Platforms.
7.3 The content on the Platforms may cover controversial or sensitive topics, including, but not limited to, death/dying, legal, financial, healthcare. The content on the Platforms may include profane language. The Owner does not intend to offend, distress, or in any way adversely impact You or any other third parties. The Owner is not responsible or liable if You are offended, distressed or adversely affected by any of these topics or for any reactions. The Owner is not responsible or liable if third parties besides You, including, but not limited to, minors, perceive any part of the content on the Platforms.
7.4 The content on the Platforms may not reflect reality. Any products or other material shown on the Platforms may have a different appearance, function or use differently in person. The Owner is not and will not be responsible or liable for any difference in appearance, function or use of the products or other material shown on the Platforms.
8. TESTIMONIALS
8.1 The Owner may disclose the (success) results of its work for its current or former customers, including, but not limited to, reviews of products and/or services and testimonials on the Platforms. These reviews of products and/or services and testimonials are strictly for informational purposes only.
8.2 The Owner shares this information as examples for You, but they do not serve as a guarantee, warrant, or promise of any kind for Your (potential) outcomes, results, income and/or successes if You decide to use such information, reviews, tips, techniques, products and/or services offered on the Platforms.
8.3 All the reviews of products and/or services and testimonials on the Platforms are examples and stories of other people's experiences with the Owner's products and/or services. These reviews of products and/or services and testimonials are in no way intended to serve as a guarantee, warrant, or promise of any kind that You will get the same or similar experiences.
8.4 Although the Owner may provide affiliate and/or third-party links on the Platforms for Your convenience, the Owner has no control over these third-party websites. Those affiliates and third parties are solely responsible for their own information and content presented. Therefore, the Owner and/or anyone else working with or for the Owner cannot be held responsible and/or liable for any content presented on these third-party websites and for any damages, losses or other costs resulting from them.
8.5 This Disclaimer applies to all affiliate and third-party links the Owner shares on its Platforms, including, but not limited to, any (digital or physical) products, services, and courses on the Website..
9.NO INFLUENCING
9.1 No Influencing or Persuasion: The Content is designed solely to support You and is not intended to influence, persuade, alter, or change Your personal views, beliefs, opinions, values, or decisions. The Content is not designed to impose any (personal or external) agendas, views, opinions, or ideologies upon You.
9.2 No Liability for Your Decisions: The Owner disclaims any responsibility or liability for any decisions, actions, or changes in behaviour that You may choose to pursue as a result of the (use of the) Content.
9.3 No Liability for Shifts in Views: Any shifts in Your views, opinions, values, or beliefs are a direct result of Your own internal process. The Owner disclaims any responsibility or liability for any attempts to influence, persuade, alter, or change Your views, opinions, values, beliefs, or decisions.
10 TESTIMONIALS
10.1 The Owner may disclose the (success) results of its work for its current or former customers, including, but not limited to, reviews of products and/or services and testimonials on the Platforms. These reviews of products and/or services and testimonials are strictly for informational purposes only.
10.2 The Owner shares this information as examples for You, but they do not serve as a guarantee, warrant, or promise of any kind for Your (potential) outcomes, results, income and/or successes if You decide to use such information, reviews, tips, techniques, products and/or services offered on the Platforms.
10.3 All the reviews of products and/or services and testimonials on the Platforms are examples and stories of other people's experiences with the Owner's products and/or services. These reviews of products and/or services and testimonials are in no way intended to serve as a guarantee, warrant, or promise of any kind that You will get the same or similar experiences.
10.4 You are encouraged to conduct Your own research and due diligence investigation. You are exclusively responsible for Your own results. Your results are contingent upon Your personal knowledge, skills, circumstances, abilities, and experience. Therefore, You agree not to hold the Owner and/or anyone else working with or for the Owner liable for any of Your successes and/or failures (directly or indirectly) caused by or related to the information, reviews, products and/or services presented to You on the Platforms.